Skip to content
Call
Text

Boat Insurance in and around Morro Bay

Be Prepared For Rough Waters

Your State Farm agent can help you ensure that you don't end up on a fateful trip aboard this tiny ship. And for the times that the unpredictable does happen, agent Karen Perlette can help you understand the excellent coverage that they offer.

Morro Bay! Are you ready for smooth sailing with State Farm's boat insurance?

Catch some waves, wisely

Go The Nautical Mile, Get Insured Today

You finished that house project and you want to celebrate, which means it's time to untie that sailboat from the wharf! However, it wouldn't be ideal to hit the water without the right coverage. Your State Farm agent Karen Perlette would be more than happy to help you understand your options so that every day is a successful day on the water.

State Farm's boat insurance will keep you afloat with automatic additional coverages such as newly acquired boat coverage and wreck removal. And to make it even better, there are also a variety of optional coverages, such as boat rented to others, fishing tournament fee reimbursement, and uninsured/underinsured watercraft coverage. This is a policy you shouldn't pass up! Call Karen Perlette for a complimentary boat insurance quote!

Simple Insights®

Boat insurance basics: What's covered

Buying insurance for boats and yachts and learning the basics of liability may help you handle the unpredictable.

How to recognize drowning signs

The signs of drowning may surprise you. Here's how to recognize the common signs and tips for drowning prevention.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Boat insurance basics: What's covered

Buying insurance for boats and yachts and learning the basics of liability may help you handle the unpredictable.

How to recognize drowning signs

The signs of drowning may surprise you. Here's how to recognize the common signs and tips for drowning prevention.