Skip to content
Español
Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

State Farm® Insurance Agent

Karen Perlette

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road Suite 2
Morro Bay, CA 93442-1943

Languages

English, Spanish

HAPPY JULY!

  • 🌞 July means summer is here and it’s time to enjoy family and friends in the great outdoors! Go camping, visit a lake, go paddle boarding, or stargaze during a warm clear evening. Just make sure you have the coverage you need for your auto insurance! #letsGoCamping #LoveTheOutdoors

  • July is here! On the fourth of July, we celebrate the adoption of the Declaration of Independence in 1776. Don’t forget to raise the flag!

  • July brings new beginnings and brighter days! Ensure your life insurance is up to date and provides the protection your loved ones deserve. Let's protect your future together.

-------------------------

A little about myself:

I have lived on the Central Coast for almost 40 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community and I still feel lucky every day to live here!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations.

Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

Life insurance vs annuities

Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.

Will you have enough saved by retirement age?

Have you thought about your retirement income needs? Here are some things to consider from State Farm to help you put together your plan for retirement saving.

View More Articles

The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.