Homeowners Insurance in and around Morro Bay
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.
Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
It's so good to be home, especially when your home is insured by State Farm. You never have to be afraid of the unanticipated with this great insurance.
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.
State Farm Can Cover Your Home, Too
State Farm Agent Karen Perlette is ready to help you handle the unexpected with excellent coverage for your home insurance needs. Such individual service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the unexpected happens, Karen Perlette can help you submit your claim. Find your home sweet home with State Farm!
Ready for some help getting started on a homeowners insurance policy? Visit agent Karen Perlette's team for assistance today!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.
Karen Perlette
State Farm® Insurance Agent
Would you like to create a personalized homeowners quote?
Karen Perlette
State Farm® Insurance Agent
Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.