Homeowners Insurance in and around Morro Bay
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
Being at home is great, but being at home with protection from State Farm is the ultimate luxury. This outstanding coverage is more than just precautionary in case of damage from tornado or ice storm. It also has the ability to protect you in certain legal situations, such as someone falling in your home and holding you responsible. If you have the right coverage, your insurance may cover these costs.
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

Homeowners Insurance You Can Trust
Home coverage with State Farm is a great next step. Just ask your neighbors. And call or email agent Karen Perlette for additional assistance with getting the policy information you need.
For terrific protection for your home and your momentos, check out the coverage options with State Farm. And if you're ready to lay the foundation for a home insurance policy, call or email State Farm agent Karen Perlette's office today.
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Why should I consider doing home insurance reviews annually?
Why should I consider doing home insurance reviews annually?
You should review your home insurance coverage regularly to ensure you are properly covered. Here are some tips to have a good insurance review.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Why should I consider doing home insurance reviews annually?
Why should I consider doing home insurance reviews annually?
You should review your home insurance coverage regularly to ensure you are properly covered. Here are some tips to have a good insurance review.