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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Home Sweet Home Starts With State Farm

You want your home to be a place to recharge after a long day. That doesn't happen when you're worrying about getting your lawn mowed, and especially if your home isn't insured. That's why you need us at State Farm, so all you have to worry about is the first part.

Morro Bay, make sure your house has a strong foundation with coverage from State Farm.

Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We've Got You Covered.

Karen Perlette will help you feel right at home by getting you set up with great insurance that fits your needs. State Farm's homeowners insurance not only covers the structure of your home, but can also protect prized possessions like your mementos.

Don’t let the unknown about your home make you unsettled! Get in touch with State Farm Agent Karen Perlette today and learn more about the advantages of State Farm homeowners insurance.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Smart home energy savings

Check out these ideas for how to save on energy bills with some easy fixes and long-term solutions to save more and use less.

First time home owner

Tips and tricks for the first time homeowner. Everything you need to know once you buy your first home.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Smart home energy savings

Check out these ideas for how to save on energy bills with some easy fixes and long-term solutions to save more and use less.

First time home owner

Tips and tricks for the first time homeowner. Everything you need to know once you buy your first home.