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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

There’s No Place Like Home

Everyone knows having great home insurance is essential in case of a blizzard, hailstorm or tornado. But homeowners insurance is about more than covering natural disaster damage. One important part of home insurance is its ability to protect you in certain legal situations. If someone hurts themselves on your property, you could be held responsible for their medical bills or physical therapy. With the right home coverage, your insurance may cover those costs.

Looking for homeowners insurance in Morro Bay?

The key to great homeowners insurance.

Safeguard Your Greatest Asset

Protection for your home from State Farm is the right move. Just ask your neighbors. And reach out to agent Karen Perlette for additional assistance with choosing the right level of coverage.

For outstanding protection for your home and your collectibles, check out the coverage options with State Farm. And if you're ready to get started on a home insurance policy, visit State Farm agent Karen Perlette's office today.

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Power outage preparedness tips

Learn some power outage preparedness tips, including what do before, during and after it happens.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Power outage preparedness tips

Learn some power outage preparedness tips, including what do before, during and after it happens.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.