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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

Being a homeowner comes with plenty of worries. You want to make sure your home and the possessions in it are protected in the event of some unexpected catastrophe or damage. And you also want to be sure you have liability insurance in case someone becomes injured on your property.

Looking for homeowners insurance in Morro Bay?

Apply for homeowners insurance with State Farm

Agent Karen Perlette, At Your Service

If you're worried about the unanticipated mishap or just want to be prepared, State Farm's dependable coverage is right for you. Producing a policy that works for you is not the only aspect that agent Karen Perlette can help you with. Karen Perlette is also equipped to assist you in filing a claim if something does happen.

Ready for some help getting started on a homeowners insurance policy? Call or email agent Karen Perlette's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

What is an impact-resistant roof?

Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

What is an impact-resistant roof?

Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.