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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

Home is where memories are created love resides, and you're insured by State Farm. It just makes sense.

Morro Bay, make sure your house has a strong foundation with coverage from State Farm.

Help protect your home with the right insurance for you.

Open The Door To The Right Homeowners Insurance For You

You’ll get that and more with State Farm homeowner’s insurance. State Farm has coverage options to keep your largest asset safe. You’ll get a policy that’s modified to fit your specific needs. Thankfully you won’t have to figure that out alone. With deep commitment and outstanding customer service, Agent Karen Perlette can walk you through every step to set you up with a plan that covers your home and everything you’ve invested in.

More homeowners choose State Farm® as their home insurance company over any other insurer. Morro Bay homeowners, are you ready to learn more about what a company that helps customers by handling thousands of claims each day can do for you? Get in touch with State Farm Agent Karen Perlette today.

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.