Homeowners Insurance in and around Morro Bay
Looking for homeowners insurance in Morro Bay?
Help protect your home with the right insurance for you.

Would you like to create a personalized homeowners quote?
Insure Your Home With State Farm's Homeowners Insurance
Your home is a special place. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, a top provider of homeowners insurance. State Farm Agent Karen Perlette is your reliable authority who can offer a protection plan adjusted to fit your precise needs.
Looking for homeowners insurance in Morro Bay?
Help protect your home with the right insurance for you.

Safeguard Your Greatest Asset
Your home is the cornerstone for the life you cherish. That’s why you need State Farm homeowners insurance, just in case trouble comes knocking. Agent Karen Perlette can roll out the welcome mat to help generate a plan for your particular situation. You’ll feel right at home with Agent Karen Perlette, with a hassle-free experience to get high-quality coverage for your homeowner insurance needs. Customizable care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.
It's always the right move to get coverage with State Farm's homeowners insurance. Then, you won't have to worry about the unexpected tornado damage to your property. Contact Karen Perlette today to learn more about your options or ask how to bundle and save!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.