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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

You want your home to be a place to unwind when you've worked a long shift. That doesn't happen when you're worrying about making sure you don't burn the cake, and especially if you don't have homeowners insurance. That's why you need us at State Farm, so all you have to worry about is the first part.

Protect what's important from catastrophe.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust

Your home is the cornerstone for the life you hold dear. That’s why you need State Farm homeowners insurance, just in case bad things happen. Agent Karen Perlette can roll out the welcome mat to help provide you with coverage for your particular situation. You’ll feel right at home with Agent Karen Perlette, with a straightforward experience to get dependable coverage for your homeowner insurance needs. Customizable care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.

Don’t let the unexpected about your home keep you up at night! Reach out to State Farm Agent Karen Perlette today and explore how you can meet your needs with State Farm homeowners insurance.

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Protecting your home while on vacation

Home security while on vacation is important. Consider these tips before you head out.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Protecting your home while on vacation

Home security while on vacation is important. Consider these tips before you head out.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.