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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

What's More Important Than A Secure Home?

Homeownership is a lot of responsibility. You want to make sure your home and the possessions in it are protected in the event of some unexpected loss or mishap. And you also want to be sure you have liability insurance in case someone gets hurt on your property.

A good neighbor helps you insure your home with State Farm.

The key to great homeowners insurance.

Why Homeowners In Morro Bay Choose State Farm

Handling mishaps is made easy with State Farm. Here you can build the right plan or file a claim with the help of agent Karen Perlette. Karen Perlette will make sure you get the considerate, excellent care that you and your home needs.

Ready for some help exploring your specific homeowners coverage options? Reach out to agent Karen Perlette's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Flooded basement? How to deal with common causes

Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.

How to get rid of nuisance deer

Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Flooded basement? How to deal with common causes

Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.

How to get rid of nuisance deer

Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.