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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Home Is Where Your Heart Is

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your valuable possessions. If you experience a fire or a burglary, you could have damage to some of your belongings on top of damage to the home itself. Without adequate coverage, you might not be able to replace your valuables. Some of the things you own can be covered if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

A good neighbor helps you insure your home with State Farm.

Give your home an extra layer of protection with State Farm home insurance.

Agent Karen Perlette, At Your Service

Handling mishaps is made easy with State Farm. Here you can create a plan that's right for you or submit a claim with the help of agent Karen Perlette. Karen Perlette will make sure you get the considerate, excellent care that you and your home needs.

Now that you're convinced that State Farm homeowners insurance should be your next move, contact Karen Perlette today to find out next steps!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Moving? Don't forget to make insurance changes, too

Before you move, talk with your agent about move insurance and moving your current policies. Read why transferring insurance is so important.

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Moving? Don't forget to make insurance changes, too

Before you move, talk with your agent about move insurance and moving your current policies. Read why transferring insurance is so important.

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.