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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

New home. New memories. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help insure your home in case of ice storm or fire, but it can also be beneficial in specific legal situations. If someone were to hold you financially accountable if they fell at your residence, the right homeowners insurance may be able to cover the cost.

Homeowners of Morro Bay, State Farm has you covered

Help cover your home

Why Homeowners In Morro Bay Choose State Farm

Home coverage with State Farm is the right move. Just ask your neighbors. And visit agent Karen Perlette for additional assistance with choosing the right level of coverage.

So call or email agent Karen Perlette's team for more information on State Farm's remarkable options for protecting your home and keepsakes.

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Getting rid of dust in your house

A dusty home can make asthma and allergy sufferers uncomfortable. Discover tips to help reduce or eliminate the amount of dust in your house.

Reduce your home’s carbon footprint with solutions for a more sustainable home

State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Getting rid of dust in your house

A dusty home can make asthma and allergy sufferers uncomfortable. Discover tips to help reduce or eliminate the amount of dust in your house.

Reduce your home’s carbon footprint with solutions for a more sustainable home

State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.