Homeowners Insurance in and around Morro Bay
If walls could talk, Morro Bay, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and the things inside it. In case of a fire or a burglary, you could have damage to some of your belongings in addition to damage to the actual house. Without adequate coverage, you may struggle to replace all of the things you lost. Some of your valuables can be protected from theft or loss outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
If walls could talk, Morro Bay, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Agent Karen Perlette, At Your Service
Terrific coverage like this is why Morro Bay homeowners choose State Farm insurance. State Farm Agent Karen Perlette can offer coverage options for the level of coverage you have in mind. If troubles like identity theft, wind and hail damage or sewer backups find you, Agent Karen Perlette can be there to help you file your claim.
Morro Bay, CA, it's time to open the door to secure insurance. State Farm agent Karen Perlette is here to assist you in exploring your specific options. Call or email today!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.