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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Home Is Where Your Heart Is

Your home and property have monetary value. Your home is more than just a structure. It’s all the memories you’ve made there. Doing what you can to keep your home protected just makes sense! A great next step is to get outstanding homeowners insurance from State Farm.

A good neighbor helps you insure your home with State Farm.

Give your home an extra layer of protection with State Farm home insurance.

Agent Karen Perlette, At Your Service

Agent Karen Perlette has got you, your home, and your collectibles guarded with State Farm's homeowners insurance. You can call or go online today to get a move on developing a policy that fits your needs.

Your home is the place where your loved ones gather, but unfortunately, the unforeseeable circumstance can happen. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Karen Perlette can help you get the home coverage you need!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Moving? Don't forget to make insurance changes, too

Before you move, talk with your agent about move insurance and moving your current policies. Read why transferring insurance is so important.

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Moving? Don't forget to make insurance changes, too

Before you move, talk with your agent about move insurance and moving your current policies. Read why transferring insurance is so important.

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.