Boat Insurance in and around Morro Bay
Always smooth sailing in Morro Bay with State Farm's insurance
Time to leave the dock, safely

Insure For Smooth Sailing
Stay ahead of the line with personalized service and coverage from State Farm. If this is your first boat purchase or if you've owned boats forever, it's always better to not be caught off guard.
Always smooth sailing in Morro Bay with State Farm's insurance
Time to leave the dock, safely

Boat Coverage That Anchors You
"Seas" the day and check out State Farm's quality boat coverage options! Agent Karen Perlette can help explain all your options
State Farm's boat insurance comes with great automatic coverages such as wreck removal, for example. Additionally, fishing tournament fee reimbursement, boat rental reimbursement and liability and incidental commercial fishing are some optional endorsements that you may be eligible for. Your anchors, dinghies, extra fuel tanks, life preservers will thank you. Contact Karen Perlette today for a free quote!
Simple Insights®
What does boat insurance cover?
What does boat insurance cover?
Buying insurance for boats and yachts and learning the basics may help you handle the unpredictable.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
What does boat insurance cover?
What does boat insurance cover?
Buying insurance for boats and yachts and learning the basics may help you handle the unpredictable.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.