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Boat Insurance in and around Morro Bay

Here To Keep You Afloat

The bayou is calling and you must go! With your boat insured by State Farm's experienced coverage, you don't have to worry about the unexpected stranding.

Morro Bay's first choice for boat insurance is right here

Time to leave the dock, safely

Boat Coverage That Anchors You

Your kids are on summer break, which means it's time to untie that cuddy cabin from the pier! However, it wouldn't be a good idea to hit the water without the right coverage. Your State Farm agent Karen Perlette would be more than happy to help you understand your options so that every day is a successful day on the water.

State Farm's boat insurance will keep you afloat with automatic additional coverages such as wreck removal and temporary repairs. And to make it even better, there are also a variety of optional coverages, such as incidental commercial fishing, fishing tournament fee reimbursement, and boat rental liability. This is a policy you shouldn't pass up! Call Karen Perlette for a complimentary boat insurance quote!

Simple Insights®

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.

How to recognize drowning signs

The signs of drowning may surprise you. Here's how to recognize the common signs and tips for drowning prevention.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.

How to recognize drowning signs

The signs of drowning may surprise you. Here's how to recognize the common signs and tips for drowning prevention.