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Boat Insurance in and around Morro Bay

Would you like Karen to create a personalized boat quote?

Be Prepared For Rough Waters

Don’t let your prized boat go unprotected. Whether you’ve docked it in a marina, financed it, or have yet to decide, boat insurance is critical. Trust us, accidents happen and you don’t want to be caught empty-handed. With a solid insurance plan from State Farm® agent Karen Perlette in place, you can rest easy knowing that your boat and assets are safeguarded from an unexpected mishap - from physical damage to fuel spills to medical coverage for you and your passengers. Your boat (and budget) will thank you.

Always smooth sailing in Morro Bay with State Farm's insurance

Cruise the open waters, safely

Let State Farm Be Your Mooring

At State Farm, we ensure that you and your cuddy cabin are well taken care of. With a variety of excellent coverage options, you can rest assured that your trailer, motor and/or boat will be kept afloat. Your State Farm agent Karen Perlette would be happy to aid you with understanding these options.

For preemptive safety measures or preparation for the unforeseen storms, State Farm's boat insurance coverage includes newly acquired boat coverage emergency service and more. Additionally, boat rental liability, incidental commercial fishing, fishing tournament fee reimbursement are a few of the optional endorsements available. "Canoe" imagine more outstanding coverage options?

Simple Insights®

Boat trailer safety

Boat trailer safety involves selecting the proper trailer and towing vehicle, following proper hitching procedures and mastering safe driving techniques.

Water ski and jet ski safety tips

Discover ways to water ski or jet ski safely and help avoid injury when skiing for the first time or as a refresher.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Would you like Karen to create a personalized boat quote?
Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Boat trailer safety

Boat trailer safety involves selecting the proper trailer and towing vehicle, following proper hitching procedures and mastering safe driving techniques.

Water ski and jet ski safety tips

Discover ways to water ski or jet ski safely and help avoid injury when skiing for the first time or as a refresher.