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Insurance in and around Morro Bay

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Find The Insurance Protection You Need At State Farm.

Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unpredictable at you? Ask agent Karen Perlette how you can create a Personalized Price Plan® that's right for you. And while you're at it, consider State Farm's safe driving rewards, bundling options and discounts!

Bundle policies and save serious dollars

Great insurance and a great value

Got A Plan? Let Us Help You Get There

If you're looking for outstanding coverage options, great claims service, and competitive prices, look no further. State Farm is the largest insurer of automobiles and homes in the U.S. for a reason.

Simple Insights®

What happens if your car is totaled?

If your car is totaled, the repair costs would be more than the car is worth. Learn your options for a totaled car and what to discuss with your agent.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

What happens if your car is totaled?

If your car is totaled, the repair costs would be more than the car is worth. Learn your options for a totaled car and what to discuss with your agent.