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Life Insurance in and around Morro Bay

Would you like to create a personalized life quote?

State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Your Life Insurance Search Is Over

If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Karen Perlette about life insurance. That's because once you have a family, you'll want to be ready if the worst happens.

Coverage for your loved ones' sake

Life happens. Don't wait.

Life Insurance Options To Fit Your Needs

One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with level or flexible payments with coverage to last a lifetime coverage for a specific number of years or another coverage option, State Farm agent Karen Perlette can help you with a policy that can help cover your loved ones.

No matter where you are in life, you're still a person who could need life insurance. Contact State Farm agent Karen Perlette's office to check out the options that are right for you and those you hold dear.

Have More Questions About Life Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

How much life insurance do I need?

Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

How much life insurance do I need?

Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.