Life Insurance in and around Morro Bay
Coverage for your loved ones' sake
Life happens. Don't wait.

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Your Life Insurance Search Is Over
If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Karen Perlette about life insurance. That's because once you have a family, you'll want to be ready if the worst happens.
Coverage for your loved ones' sake
Life happens. Don't wait.

Life Insurance Options To Fit Your Needs
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with level or flexible payments with coverage to last a lifetime coverage for a specific number of years or another coverage option, State Farm agent Karen Perlette can help you with a policy that can help cover your loved ones.
No matter where you are in life, you're still a person who could need life insurance. Contact State Farm agent Karen Perlette's office to check out the options that are right for you and those you hold dear.
Have More Questions About Life Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Karen Perlette
State Farm® Insurance Agent
Simple Insights®
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.