Auto Insurance in and around Morro Bay
Morro Bay! Are you ready to hit the road with auto insurance from State Farm?
Take a drive, safely

Would you like to create a personalized auto quote?
You've Got Places To Be. Let Us Help!
You want an agent who is not only knowledgable in the field, but who is also attentive and ready to help. That's State Farm Agent Karen Perlette! Morro Bay drivers choose Karen Perlette for a protection plan aligned with their unique needs, from the industry leader in auto insurance.
Morro Bay! Are you ready to hit the road with auto insurance from State Farm?
Take a drive, safely

Your Quest For Auto Insurance Is Over
With Karen Perlette's assistance, you'll get flexible coverage for your vehicles, from sedans to smart cars. And Agent Karen Perlette can share more information about State Farm's savings options—such as our Steer Clear® and Drive Safe & Save™—and a wide range of policy inclusions—such as Emergency Roadside Service (ERS) coverage and rideshare insurance.
When back luck puts you off road, coverage from State Farm can help. Call or email agent Karen Perlette to discover the advantages of State Farm auto insurance.
Have More Questions About Auto Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
Simple Insights®
Driving in fog
Driving in fog
Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Driving in fog
Driving in fog
Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.