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Auto Insurance in and around Morro Bay

Would you like to create a personalized auto quote?

Your Auto Insurance Search Is Over

Why choose Karen Perlette to help you with auto insurance? You need an agent who is not only a professional in the field, but is also your personal representative. With State Farm, Morro Bay drivers can find coverage options aligned with their individual needs, all backed by the industry leader in auto insurance.

Auto owners in the Morro Bay area, State Farm can help with your insurance needs.

All roads lead to State Farm

Your Search For Auto Insurance Is Over

State Farm offers flexible reliable coverage with a variety of savings options available. You could sign up for Drive Safe & Save™ for savings up to 30%. Then there's the Steer Clear and Good Student Discounts that offer savings until you turn 25. And Vehicle Safety Features applies if your vehicle has an alarm or some other anti-theft device to deter crime. These are a few of the savings options State Farm offers! Most State Farm customers are eligible for one or more savings option. Karen Perlette can verify which ones you qualify for to make a policy for your individual needs.

Plus, your coverage can be personalized for your lifestyle, to include things like Emergency Roadside Service (ERS) coverage and rideshare insurance. And you can cover a variety of vehicles—whether it's a commercial auto, vehicle, motor scooter or motorcycle.

Have More Questions About Auto Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

Simple Insights®

What to do when you hit a deer

Even if you're vigilant, auto-deer collisions can happen. Learn what to do next.

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Worried that your car is worth less before you even drive it off the lot? Learn more about how car depreciation works and check out our handy calculator.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized auto quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

What to do when you hit a deer

Even if you're vigilant, auto-deer collisions can happen. Learn what to do next.

What is car depreciation and how can it be minimized?

Worried that your car is worth less before you even drive it off the lot? Learn more about how car depreciation works and check out our handy calculator.